In the News

It only took an Act of Congress

by | August 31st, 2010

US health insurers must stop issuing rescissions, the practice of terminating coverage when a policyholder becomes ill, starting in September of this year. The change of heart by US health insurers is not because of moral principles, but rather legislation passed by congress.

Under the Patient Protection and Affordable Health Care Act, insurance companies will be allowed to cancel coverage only if they can prove fraud or intentional misrepresentation.

Rescission primarily affects people who are forced to by their own health insurance rather than relying on large employers to prove it. According to the National Association of Insurance, rescission occurred at an average rate of 3.7 for every 1,000 policies from 2004 to 2008.

It is not yet clear how the rescission ban will be enforced. If left to the insurers, I am sure they will have your best interest at heart.

J. Kyle Mathews, MD

Plano OB Gyn Assocaites

Plano Urogynecology Associates

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Dr. J. Kyle Mathews is an expert in the field of Urogynecology, minimally invasive laparoscopic and robotic surgery, and reconstructive gynecologic surgery. Dr. Mathews is board certified and a Fellow of the American College of Obstetrics and Gynecology as well as the American College of Surgeons. With over two decades of experience, Dr. Mathews is one of the most experienced surgeons in north Texas.

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